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How Valuable are Annuity Ratings?

It looks like there are some questionable practices going on with the financial strength rating institutions, according to “CalPERS Gives Rating Agencies an FFF” by Kerry Pechter in the Retirement Income Journal. Investors and advisers alike have historically put a lot of faith in the …

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Are TIPS Right for You? Probably!

In “Feeling TIPSy”, Kerry Pechter wrote about the value of Treasury Inflation-Protected Securities (TIPS) in the Retirement Income Journal.  TIPS are a form of insurance against inflation that is sponsored by the government.  The principal of these securities is indexed to the inflation rate and …

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