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Equity Linked CDs, Fixed Annuities, or CDs

In the Expert Click article “Fixed Annuities vs. CDs: Is One Better Than the Other?,” financial planner Greg Womack weighs the pros and cons of the different investments.  Whether fixed annuities or bank certificates of deposit (CDs) are best depends on each individual situation.  Investors …

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Equity Linked CDs are Safe

Equity linked CDs can be a safer and lower-cost alternative to equity-indexed annuities for some investors.  In the recent PR Web press release “Equity-Linked Certificates of Deposit: The Safer Low-Cost EIA Alternative,” Jeffrey Voudrie’s article from Guarding Your Wealth is summarized.  Equity linked CDs have …

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Compare Equity Linked CDs

The United States Securities and Exchange Commission has an informational page dedicated to equity linked CDs.  They are certificates of deposit that tie your rate of return to a stock index’s performance.  With FDIC insurance, equity linked CDs have an extra safeguard that other investment …

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Equity Linked CD Criteria

Since Annuity FYI has added equity linked CD investments to our recommendations, it is important to explain how the recommendations come about.  Equity linked CDs have a lot of the same benefits as annuities so they can be easily compared.  Those benefits include principal protection, …

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