According to a recent article from Financial Planning magazine, sales of traditional long-term care (LTC) insurance have significantly fallen in recent years, but it’s not because people don’t think they need it or don’t want it. It’s just that the strategy for gaining long term …
Do you find yourself buying the same make of car as your dad always did? Do you prefer a certain brand of coffee or tea because it’s what your mom always drank? Perhaps you gravitate towards a particular fashion label because growing up, it’s all …
If you regret not starting to save for retirement early enough, you’re not alone. According to a recent U.S.News article, 22% of Americans feel the same way. While a late start to saving can threaten a secure retirement, it doesn’t necessarily mean you don’t stand …
Annuity products have a bad reputation mostly due to their complexities and misconceptions. It doesn’t help that some financial professionals aggressively sell them, leading to many consumers purchasing without really understanding exactly what it is they are buying. Unfortunately, this has many people believing that …
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