Perhaps the biggest financial challenge facing us today is how to turn our retirement savings into income. In “Advisors Challenged To Convert Savings To Retirement Income,” Financial Advisor’s Juliette Fairley discussed some of the findings from a recent IRI survey. The Insured Retirement Institute found …
In a recent article for The Street, “4 Paths to Future Annuity Income Guarantees,” Stan Haithcock explained your options for delaying annuity income until a later date. Many people incorrectly assume that all annuities are immediate, when a large number of them actually defer your …
There has been quite a shift in thinking by defined contribution plan sponsors in regards to what the main goal of their plans really is. Defined contribution plans were originally designed for employees to save for retirement and the goal really was who could save …
Over the past couple of years, regulations have made it easier to use QLACs in qualified retirement plans. The IRS offers greater tax breaks and consumers can guarantee lifetime income from part of their retirement savings. But Qualified Longevity Annuity Contract use in retirement plans …
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