Select Annuities Are Best for Maximizing Tax-Advantaged Investments
So, what do you do if you’re among the fortunate folks in the working world who contribute the maximum in tax-deferred accounts and have the will and the means to contribute more? Some people are more fortunate and have more options than others. If you’re …
Product Review:
Midland National RetireVantage®10 Growth Fixed Index Annuity
Here you have an annuity that can potentially beat many stock funds over its 10-year life. And, unlike stock funds, you don’t have to sweat out the bad times because you are protected from losses. Here’s a Fixed Index Annuity That Could Rival the Unbridled …
Product Review:
Equitrust MarketValue 10 Fixed Index Annuity
How is this FIA faring this year? So far, so good. Through early August, the index returned 8.84%, partly on the strength of a sharp rally in gold, while the S&P 500 was barely positive. An FIA with a Generous Index Participation Rate and Asset …
Why I Bought the Athene Protector 5
Why This is a Bad Time for Bond Investors and Why Athene Protector 5 Appears to Be Part of the Solution As a longtime contributor to Annuity FYI, I am familiar with new annuity products introduced into the marketplace and sometimes evaluate them for possible …
Product Review: Equitable Structured Capital Strategies
If you’re a bit less conservative, you might warm up to an annuity that invests in the market and, while offering no guarantee against losses, does mitigate them. Here is an attractive Structured Variable (Buffered) Annuity fit for today’s environment – and one, unlike most, …
Product Review:
Brighthouse SecureAdvantage 6 Fixed Index Annuity
There are a few scattered bright spots and one of them is Brighthouse SecureAdvantage 6, a relatively new fixed indexed annuity that is unlike virtually every other FIA. Brighthouse SecureAdvantage 6 Is Markedly Different From Other FIAs – And That’s Why It’s Worth Discovering Now. …
Product Review:
Sammons LiveWell Guarantee Annuity
The interest rate on Sammons LiveWell Guarantee Annuity, depending on the size of the investment, is as high as 3.55% annually. The highest rate today on a seven-year certificate of deposit (CD), by contrast, is 1.8%. Bucking the Herd, One Annuity Purveyor is Temporarily Offering …
Product Review: Athene Amplify
Athene Amplify offers buyers both “buffers” and “floors”, investors can pick one or the other with different levels of protection or combine them. A buffer – a 10% buffer is most common – protects investors from the first 10 percentage point decline in the underlying …
Product Review:
Security Benefit Strategic Growth
Prospective annuity buyers might be interested because Security Benefit Strategic Growth is more generous than most growth FIAs – it offers a 50% participation rate on the S&P 500, compared to 40% to 45% participation rates among most others. Security Benefit, an annuity purveyor whose …
Product Review:
Athene Ascent Pro 10
In effect a hybrid of a growth FIA and an income FIA, the Athene Ascent Pro 10 offers a stronger chance to beat the going guaranteed rate by doubling annual gains in the index and adding them to the annuity’s income base. Ostensibly, folks who …
Product Review: | Atlantic Coast Life Safe Haven
The Atlantic Coast Life Safe Haven’s payout rate (up to 4.19%) is the best available. Guaranteed, short terms, no fees. The bottom line is this: Interest rates that have been pretty good are now very good. Assuming that they will not be trimmed by insurance …
How to Shop for Fixed Index Annuities (FIAs)
The Annuity FYI Checklist: How to Shop for Fixed Index Annuities provides shopping tips including the importance of analyzing the emphasis of the FIA you are eyeing, the need to compare multiple index options within the FIA and how to make sure you’re dealing with …
