Fee-for-Rate Growth FIAs Have Begun Strutting Their Stuff
Growth FIAs don’t offer guaranteed income riders, but then most people interested in them already know that. And like their income-oriented income FIA cousins, they still guarantee against index losses. A handful of growth FIA purveyors have sharply increased participation rates for select growth FIAs …
Product Review | Guggenheim Highlander 7 Fixed Index Growth Annuity
The Guggenheim Highlander 7 is a fixed indexed annuity (FIA) with a generous participation rate that may fit the bill for savvy investors, who are looking for safe bond alternatives, especially if they bundle its diverse offerings. If You’re Shopping for an Annuity, Guggenheim Highlander …
Product Review:
Athene AccuMax 7 Fixed Index Growth Annuity
Athene AccuMax 7 – a super-simple growth FIA with no bells and whistles that offers a 50% participation rate in the S&P 500 over seven years, if you invest at least $100,000. This Growth FIA May Be the Answer for Folks Who Don’t Like Declining …
A Q&A with a Highly Seasoned Annuity Investor
Among Levine’s most recent annuity purchases was the Midland National RetireVantage 10 Growth Fixed Index Annuity, an FIA that offers an extremely generous 165% index participation rate on a low-volatility index. You can find specifics about this annuity at the bottom of this page, below …
Select Annuities Are Best for Maximizing Tax-Advantaged Investments
So, what do you do if you’re among the fortunate folks in the working world who contribute the maximum in tax-deferred accounts and have the will and the means to contribute more? Some people are more fortunate and have more options than others. If you’re …
Product Review:
Midland National RetireVantage®10 Growth Fixed Index Annuity
Here you have an annuity that can potentially beat many stock funds over its 10-year life. And, unlike stock funds, you don’t have to sweat out the bad times because you are protected from losses. Here’s a Fixed Index Annuity That Could Rival the Unbridled …
Product Review:
Equitrust MarketValue 10 Fixed Index Annuity
How is this FIA faring this year? So far, so good. Through early August, the index returned 8.84%, partly on the strength of a sharp rally in gold, while the S&P 500 was barely positive. An FIA with a Generous Index Participation Rate and Asset …
Why I Bought the Athene Protector 5
Why This is a Bad Time for Bond Investors and Why Athene Protector 5 Appears to Be Part of the Solution As a longtime contributor to Annuity FYI, I am familiar with new annuity products introduced into the marketplace and sometimes evaluate them for possible …
Product Review: Equitable Structured Capital Strategies
If you’re a bit less conservative, you might warm up to an annuity that invests in the market and, while offering no guarantee against losses, does mitigate them. Here is an attractive Structured Variable (Buffered) Annuity fit for today’s environment – and one, unlike most, …
Product Review:
Brighthouse SecureAdvantage 6 Fixed Index Annuity
There are a few scattered bright spots and one of them is Brighthouse SecureAdvantage 6, a relatively new fixed indexed annuity that is unlike virtually every other FIA. Brighthouse SecureAdvantage 6 Is Markedly Different From Other FIAs – And That’s Why It’s Worth Discovering Now. …
Product Review:
Sammons LiveWell Guarantee Annuity
The interest rate on Sammons LiveWell Guarantee Annuity, depending on the size of the investment, is as high as 3.55% annually. The highest rate today on a seven-year certificate of deposit (CD), by contrast, is 1.8%. Bucking the Herd, One Annuity Purveyor is Temporarily Offering …
Product Review: Athene Amplify
Athene Amplify offers buyers both “buffers” and “floors”, investors can pick one or the other with different levels of protection or combine them. A buffer – a 10% buffer is most common – protects investors from the first 10 percentage point decline in the underlying …
