Product Review:
Fidelity & Guaranty Safe Income Plus 10
F&G’s payout rate is a whopping 12.47% – more than the average annual gains of the S&P 500, including dividend reinvestment. Remember that this income payout is guaranteed, so payments continue until death, regardless of whether the annuity’s principal is exhausted. For Income-Oriented Investors, Select …
Product Review: | Nationwide New Heights 12 Fixed Index Annuity
“Most fixed annuities take from the left hand and give with the right hand. Nationwide New Heights gives with both hands, and that is unique.” Saving for retirement is hard enough, but another difficult challenge is making sure the money lasts. This is where annuities …
Product Review:
Athene Agility 7 & Athene Protector 5
Athene Agility 7 and Athene Protector 5 offer generous investment terms and at least one above-average benefit in addition to a truncated surrender period. Two Athene fixed indexed annuities (FIAs) – Athene Agility 7 and Athene Protector 5 – have caught our attention. Both have …
Product Review: | Pacific Life Index Edge 5 Fixed Index Annuity &Pacific Life Index Dimensions 10 Fixed Index Annuity Pacific Life offers a fixed indexed annuity (FIA) with an attractive and rare surrender period of only five years and another FIA that offers more generous …
Hard Facts about Improving FIA Sales
A few years ago, Jim Smith, a 63-year-old Midwesterner interested in burnishing his future retirement portfolio, heard on the grapevine that he should look into buying an annuity – specifically a fixed indexed annuity (FIA). He was told that it invested in the stock market …
Fixed Index Annuities Are Fine – But Can Be Even Better if You Tinker Around the Edges
While distribution channels like wirehouses and large national brokerage houses experienced slumps in variable annuity sales, independent broker-dealers saw big growth, according to a recent article from Investment News. Experts are crediting more attractive product features, the growing popularity of structured or buffer annuities and …
Fixed Index Annuities are Rebounding
There is something special about a particular type of annuity you may or may not have heard of – a so-called fixed indexed annuity (FIA). Its sales were climbing faster than most other annuities for years until the advent of the Covid-19 pandemic, which brought …
Understanding Indexed Modified Endowment Contracts
Under the umbrella of an IMEC. A Modified Endowment Contract, or MEC, is a life insurance policy. But it’s unique in that when your alive, it can act much like an annuity. An Indexed Modified Endowment Contract (IMEC) is a MEC that tracks a particular …
We Love Fixed Index Annuities / We Hate Fixed Index Annuities
Two Advisers, Two Strong Opinions of FIAs If annuities in general incite controversy, fixed indexed annuities (FIAs) are easily the most polarizing.Do you want to know what really steams LPL financial advisor Howard Kaplan? It’s when he watches CNBC and hears a talking head speak …
