Annuity FYI’s Top Picks represent what we feel are the best annuities among the thousands of products in the marketplace today.
- The Fixed or Multi-Year Guarantee Annuity (MYGA) rate table is regularly updated with current top rates by contract period.
- Top income annuities, both Fixed Index and Variable, include products currently offering the highest income* payouts.
- Top growth products, both Fixed Index and Variable, are based on several factors, including company rating and benefits.
Rates can vary by state, age, spousal information, and other factors. Not all products may be available in all areas. For these reasons, we recommend requesting a custom quote or product information by clicking the button below each Top Picks table.
Annuity Types
Fixed Annuity (MYGA)
Guaranteed fixed rate of return for a specified period of time.
Fixed Index Growth Annuity
Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.
Fixed Index Income Annuity
Principal protection with upside potential through index participation coupled with a Lifetime Income Benefit Rider.** Principal protection, growth and lifetime income.
Variable Income Annuity
Securities investments coupled with a guaranteed income benefit rider*** which provides income for life.
Variable Growth Annuity
Investments in securities can accumulate and grow tax-deferred. Can include additional rider benefits, such as a death benefit.
Top Fixed Annuity (MYGA) Rates
Top Rates as of 08/14/23
3 Year MYGA
Upstream Life
Secure Legacy 3
5.65%
5 Year MYGA
Upstream Life
Secure Legacy 5
5.65%
7 Year MYGA
National Security
National Security MYGA 7
5.45%
10 Year MYGA
Equitrust Life
Certainty Select 10
5.40%
Top Fixed Index Growth Annuities
Athene
Accumulator 5, 7, & 10
Midland National
RetireVantage 10
Athene
Performance Elite Plus 10
American Equity
AssetShield 10 w/ Enhancements
Midland National
Summit Edge 5 & 7
ASPIDA
Corebridge Financial
Investors Heritage
Registered Index Linked Annuities (RILA)
Athene
Amplify 2.0
Equitable
Structured Capital Strategies
Brighthouse
Shield
Nationwide
Defined Protection Annuity
Allianz
Index Advantage
Traditional Variable Annuities
Jackson
Elite Access
Nationwide
Monument Advisor
Lincoln
American Legacy Target Date
Pacific Life
Pacific Odyssey Variable Annuity
Prudential
Premier Investment Variable Annuity
Top Fixed Index Income Annuities
American Equity
IncomeShield 10
Midland National
IncomeVantage Pro 10
Prudential
SurePath
Sentinel Security Life
Summit Bonus Index
American General
Assured Edge Achiever
Protective Life
Income Builder
Top Variable Income Annuities
Nationwide
Max
AIG
Income Plus (Option 2)
Brighthouse Financial
FlexChoice Expedite
Jackson
Lifeguard Freedom Flex
Pacific Life
Enhanced Income Select
Allianz
Index Advantage
Top Bonus Annuities (Annuity Rescue Program)
Athene
Performance Elite Plus (Growth)
Premium Bonus
12-20%
American Equity
IncomeShield 10 with LIBR (Income)
Premium Bonus
10%
Sentinel
Guaranteed Income Annuity with GLWB
Premium Bonus
15%
Augustar
Orion 10 (Growth)
Premium Bonus
14%
American Equity
Assetshield 10 with Bonus (Growth)
Premium Bonus
10%
* Income calculations are based on a male, age 65, living in Florida with a $100,000 investment.
** Usually at an additional fee of .85% to 1.25% annually on average.
*** Usually at an additional fee of .90% to 1.50% annually on average.
